![]() Many homeowners don’t realize their equity has increased. These include the Freddie Mac Enhanced Relief Refinance, the Fannie Mae HIRO program, and the Streamline Refinance for FHA, VA, and USDA loans.īut as real estate values continue to increase, there’s less and less need for these HARP replacement programs. Since then, other programs have been created to help homeowners refinance with little or no equity. Is there a HARP replacement program for 2021? Verify your refinance eligibility (Sep 25th, 2021) You might be surprised how much equity you’ve gained in the past year. As a result, millions of homeowners are eligible to refinance at today’s low rates.Įven if you had an underwater loan in the past, it’s worth re-checking your eligibility. And the number of underwater homeowners has fallen sharply. The Home Affordable Refinance Program (HARP) was created in the wake of the housing crisis as a way for homeowners with little or no equity to refinance.įortunately, home values have been increasing steadily in recent years. HARP replacement programs for underwater homeowners
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